Greetings!

My name is Neil Meharu, Vice President of Operations for South Bay Foreclosure Specialists. I would like to take this opportunity to introduce you to our Meetup Group and personally invite you to an exciting FREE Meetup on Wednesday, July 16, 2008 at 6:30pm at the Courtyard Marriott in El Segundo.

Jason B. Aro, Esq., President and CFO of South Bay FS, will be our guest speaker that evening. Mr. Aro is an accomplished real estate and finance attorney and investor, having completed over $10 billion in transactions over the past 11 years. He will be giving a presentation about the current state of the real estate market and detailing the investment strategies where you can find success today.

Some of you may have heard about investors buying mortgages directly from lenders at a significant discount. Mr. Aro will be speaking about this very opportunity, which is a specialized and very lucrative way to invest. Jason spent many years as legal counsel to some of the nation?s largest banks, teaching them how to handle their problem loans. Now he has made the shift to the other side of the negotiating table, and is here to share his experience.

Please join me on July 16th for this unique event. To accept this invitation, please either RSVP directly using your account on Meetup.com or visit our site at www.southbayfs.com/work_with_us.html to learn more about this event and how to register. Although this is a free event, pre-registration is preferred as there is limited space available.

Thank you and I look forward to meeting you in person soon.

Best regards,

Neil Meharu